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Our Loan Products

Please take a look at our list of loan products below.

Individual products can be collapsed by clicking the icon in the top right hand corner of each block.

Spec Construction Financing

Financing to home builders for the construction of single family homes that will be sold for a profit.

– Loans to 80% of cost
– Available in most states
– No credit score requirements
– Loan terms from 4-18 months
– Entry level, move up and luxury homes – OK
– Townhomes and condos – OK
– Typically requires full recourse

Commercial Bridge Loans

Commercial bridge loans available nationwide, including construction financing.

– Loans to 75% of value
– Land Financing
– New Acquisition or Note Purchase
– Bridge to Refinance
– Bridge to Low Income Housing Tax Credit Execution
– Pre-construction Financing
– Debt Consolidation
– Reposition
– Partner Buyout
– Tenant Improvements
– Construction financing available for all commercial property types

Residential Investment Property - Permanent Financing

Fully amortizing residential loans for borrowers who have been unable to qualify for traditional financing.

– Loans to 75% of value
– No tax returns required
– 30 year fully amortizing loans
– Purchase or refinance
– Non-owner occupied investment property only
– 650 minimum credit score
– Typically requires full recourse

Rehab Financing

“Fix & Flip” financing for the acquisition and repair of single family homes.

– Loans to 90% of cost and 65% of after repair value
– Available in most states
– Minimum credit score requirement of 650 (exceptions granted)
– Non-owner occupied only
– Loan term to 12 months
– Typically requires full recourse

Commercial Permanent Loans

Fully amortizing commercial loans for borrowers who have been unable to qualify for traditional financing.

– Multi-family, office, retail, mixed-use, warehouse and self-storage
– Loans to 75% of value
– No tax returns required
– Minimum credit score requirement of 650
– 30 year fully amortizing loans
– Typically requires full recourse

Land Financing

Funding for acquisition and refinance of raw land and building lots.

– Loans to 50% of value
– Available in most states
– Purchase or cash out
– Loan term to 12 months
– Typically requires full recourse

Questions?

Contact us today to discuss your options!

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